notamember [he/him, he/him]

The average person will probably take a loss.

Anyone with a 401k should care literally 0% about this, but most people grossly mismanage their investments and gamble rather than invest in the traditional sense.

If one is in a position to realize losses from this, they 1) have somehow missed the boat on the 5000% market gains in the last few years, and 2) are all-in on stocks immediately before retirement which is just lol

There is an edge case of people who will be forced to liquidate early due to medical issues, house burned down, etc. which will definitely suck.

I’ve been ruminating on the general degradation of society and the social contract, particularly in the US.

It seems like the blue wave may have inadvertently popped the AI bubble.

I guess I’m just thankful to have a decent job, albeit a stressful, soul sucking, and life consuming 65+hr/week one. It pays the bills and then some.

I wish the worst upon America, and the best upon all leftists. It’s about to get real bad I think.

Or Dems delay the end by a few years and we do it all again except slightly worse in 2028. Red tide!

Read up on emotional regulation strategies and try to adopt a healthier mindset.

I’ve been there and done that and lost a great job for it. It’s really not worth the 2 seconds of satisfaction.

Also have you seen the current job market? 40% of people are not meaningfully employed. Sure that includes children and retirees. But it also includes landlords and everyone who is “employed” to lounge around and collect interest.

If they kept the unemployment figure qualifications the same, today’s data would be worse than the Great Depression. The only thing holding it up is consumer debt and the K shaped economy.

Just put the fries in the bag dawg. And I mean that in a caring way. It’s what I tell myself at work.

It’s really not bullshit, engineering finance is a common sight in ABET accredited engineering programs and it’s good to know to be a well rounded professional especially early in a career.

Frankly it sounds like OP is more inclined as a math or physics major rather than something like engineering. I’ve also done that exact gauntlet of foundational courses and had a much, much rougher time than OP, but when it all flips around and came time to apply the concepts, everything started to click.

Anyway just keep at it, OP. College is the best worst time of your life. It gets worse and harder from there but you get better at managing the misery and not being broke is nice.

Well first you apply for unemployment benefits. Then, enjoy a day or two of freedom. Let loose, fuck it all.

Then you make a plan. Did you get any severance payout? Do you have an emergency savings fund? How long will it last you? Form a budget and a timeline. What is your backup plan if that time runs out? Can gig work fill the gap or extend that line?

Then you apply for jobs like your life depends on it. Leverage your professional connections you’ve made along the way.

These are all rhetorical questions for yourself to figure out the next steps. But eventually it will end, and you’ll be an employed drone again.

Layoffs happen. Don’t take it personally, because it will be no help now anyway. What’s important is the future and getting a new job.

ITT: people who unironically and uncritically genuinely think A Modest Proposal was a call to eat babies

1. Save every single admission and piece of evidence she gives you
2. Start taking contemporaneous notes. Today.
3. Change every password you have, including your phone pin and computer password.
4. Do you live together? Come daylight, book a consultation with a lawyer on how to kick her out of your house legally. I sure hope the place wasn’t in her name.
5. They fucked in that dingy-ass hotel room and you need to accept that it is over
6. One day this will all be over and you will be in a better place mentally and physically. Don’t give up.

TL note: this is considered a grave social faux pas in Japanese culture

Lots of great advice in here. I find that many people aim for very old vehicles because the cost is attractive.

A 2013 model year car is over 14 years old. You’re just inviting serious issues at that point and shop labor is not cheap. Not to mention the safety improvements that are made year after year.

The sweet spot for value is quite young, around 2-5 years so you have plenty of lifespan left but the depreciation hit is done.

Try to keep in mind cost of ownership. A/C compressor goes, $2.5k down the drain. Brake rebuild, there goes $800. Tire condition, another $1k for a full set. Power train issues, you’re fucked lol. Electrical, good luck.

The used car market is kind of garbage right now. Just remember, those Hyundais are cheap for a reason. Stick to Japanese.