

I totally respect anyone that chooses to limit their perspective scope.
For me, everything in life is a messy statistical abstraction. I would not go out of my way to make decisions or inconvenience myself in instances where I see vectors of negativity and small errors in ethical disposition. These are simply elements I passively note, and when faced with a choice, such past occurrences will weigh into my decisions.
For me, I struggle to recall specifics like memorized trivia, instances of certain behaviors, or even people’s names in conversational real time. I can recall most of this information if I try, but I must focus on it to do so. I instantly have access to my abstracted thoughts and oversimplifications that exist on something like a three dimensional roadmap. When I note these types of behaviors, it is like I am painting a picture of what driving down a familiar street feels like, and I remember that picture and place well, only that imagery is the actions of the person. It takes me a while to think about all the features that make up that place, but I know where I am and what that means just by visiting. The person is not any feature but an ambiance that exists in my mind. It is their identity to me. I may not recall the name feature well, but this is not who they are to me; they are an abstraction like everything else; a likely set of probabilities, but one where I’m always curious how they evolve or add new features. No one is static after all, unless they are dead. Still I weigh negative vectors into those statistics objectively and make predictions based upon them.
I don't commute or ride in traffic any more. I have no margin left. My last hit was in early 2014. Bosch drive e-bikes became retail available around the summer of 2013 in south Orange County California, and were not present in substantial numbers until around 2018.
Now, drivers are much more aware of faster bikes in bike lanes. In all the crashes I was in between 2009 and 2014, I was even faster than most e-bikes are now, but I was an extreme anomaly in that respect. Bikes were not super rare on the road, but racers on general roads commuting have always been rare. Like if you’re going to train, it is not on the surface streets. Several of my crashes were from a time when I rode a 33 mile route each way to and from work 5-6 days a week. I’m one of the most hardcore all-weather, nothing-stops-me roadies you’ll ever meet. Like I ride home with broken bones just to say I made it.
Anyways, I’m on a tangent. On the road, around unpredictable drivers, my rather rare speed led to crashes. I had hundreds, if not thousands, of near misses. I had 6 crashes from cars in 150k miles of riding and have had none since. I am at around 250k now. I’m a lot slower by average speed, and I never ride around traffic like I did back then. Both of my bad crashes were from someone making an illegal u-turn. That is the one event where intuition lies and there is nothing a person can do to escape.
It looks exactly like all of the hundreds of times when someone has pulled out in front of you and cut you off. So you instinctively swerve, but as you do so, the car keeps going and closes the escape route faster than the brain will reprocess the inputs.
It is no different for a driver in a passing car. The worst scenario is being on a bike, right behind that passing car, and being as fast as the cars on a slight down hill when someone pulls a sudden u-turn into a passing SUV. That is what got me. The car in front of me was doing 35mph and never braked. It was a Jeep Grand Cherokee t-boning a Mitsubishi Montero. I know all about it from court stuff, but I went black retroactively to the moment I merged behind the Jeep until I was in the ICU 3 hours later. I braked according to witnesses, but my Garmin GPS computer showed I made contact at 29.7mph. I was folded in half backwards.
All but one of my crashes were like that, where it was absolutely due to errors of dumb drivers. All were also in the most southern parts of Orange County CA, in smaller areas with poor infrastructure. At the time, I rode mostly in more developed areas of city with better infrastructure and those are generally much safer. I had a lot of close calls in those areas but they are usually avoidable within the space available, unlike people that get lost or are dopey on the fringes where there is no proper infrastructure.