
Can’t offer any information/advice on SSDI, however the general info is all there online
https://www.ssa.gov/benefits/retirement/planner/credits.html
Is there a way to keep track of all the credits you have?
Register and log into your social security account at https://www.ssa.gov/, it tells you how many work credits you have. Or barring that you could go to your nearest SSA office or try calling Social Security to request that info. Though TBH with all the recent cutbacks/layoffs I’m not too sure how easily you can get help from anyone at the SSA.
EDIT: When you log into your account at ssa.gov it also tells you if you are eligible to apply for disability benefits (and can apply through there).
Not really, sorry. My understanding is that most people get rejected when applying for SSDI, the approval rates are quite low across the country. Maybe it’s easier in some states not too sure how or why that is.
https://www.atticus.com/advice/general/social-security-disability-approval-rates-by-state
In the U.S. it seems easier to go on disability when you’re a police officer or firefighter, I’ve run into those types of people on “disability” while still going out and partying in the local bars. But I think for them the disability pension is paid through the state and/or their union.
Hopefully someone actually receiving SSDI can comment/answer on your topic, they would know more about the exact process.