My parent said that I cannot donate it to people in need because I have no salary, but I am not sure if joint-account ownership works like that (I doubt it does). It just feels like my parent is being controlling like they have been throughout my whole life.
Edit: For context, they said that I have to use the money for university stuff (not sure if that is legally enforceable).


Calling a bank is scary so I will probably just check online.
Huh, my Bank of America account does not see (or at least I do not know where to find it).
It may also say on your monthly statements. But if it doesn’t specifically say it’s an education account, it’s safe to assume it’s not.
That makes me feel a lot better :>
o7