(It’s not a real Bogleheads community until we begin an endless argument about this.)
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Just get VT and chill
If I’m using Schwab, is there any drawback to using Vanguard funds there, or is it worth opening a Vanguard account?
I don’t believe there’s any real difference, not until you’re talking about millions of dollars or whatever for the higher class shares (and then it could be the same, I just don’t know).