Yep, quite a lot too. Once baby is out they start getting separate billing too. No, you aren’t reading that wrong. Since we don’t have single payer healthcare the doctors, nurses, drugs, etc are all to be paid for by the patient. Therefore health insurance but insurance wants to make money which means they don’t want to pay so unless you give them more money they have a pretty high limit before they cover things.

This is after improvements by Obama but he compromised too much so not nearly enough has gotten better.